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Source: http://en.netlog.com/anemonemcgraw/blog/blogid=24527263
After decades of flexing the plastic, applying a ‘buy now, pay later’ model to shopping and ignoring the small print, we can hardly be surprised that many people have little understanding of how to manage their money. Budgeting to pay the bills when they come due, saving in advance to buy things we need or desire, putting money aside for the inevitable rainy day – why should an