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What are payday loans uk you ask? In a nutshell it is a small value short-term loan. With a normal loan you can take months or even years to repay the debt. However, with a payday loan the term is normally only a few weeks. The idea is that you can borrow money now and pay it back when you next get paid.

With this kind of loan the lenders usually check your employment history or basically that you just have a job and previous employment records as they need to know